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Cash-on-Cash Return Calculator

See the yearly return your real cash investment earns from cash flow.

Inputs

Updates live as you type

How it works

Cash-on-cash return isolates what your actual out-of-pocket cash earns each year, after the mortgage. Because it ignores appreciation and loan paydown, it’s the cleanest measure of a leveraged rental’s immediate yield on your money.

Frequently asked questions

How is this different from cap rate?

Cap rate ignores financing and measures the property’s return as if bought in cash. Cash-on-cash factors in your mortgage and down payment, so it reflects the return on the specific amount of cash you actually deployed.

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