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Personal Loan Calculator

Enter your amount, rate, and term to see the monthly payment and lifetime interest.

Inputs

Updates live as you type

How it works

Personal loans are fixed-rate, fixed-term installment loans with a predictable monthly payment. The total interest depends heavily on the term — stretching the same loan over more years lowers the payment but raises the lifetime cost.

Frequently asked questions

How is the rate set?

Lenders price personal loans largely on your credit score and income. The APR you see in an offer already bakes in most fees, which makes it the best number for comparing loans.

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