Health Insurance Cost Calculator
Add expected premiums and out-of-pocket spending to see your true annual cost.
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How it works
A plan with a low premium can cost more once you get sick, and vice versa. This calculator combines your premiums with realistic out-of-pocket spending so two plans can be compared on total expected cost.
Frequently asked questions
How do I compare two plans?
Run each plan with the same expected medical bills. The plan with the lower total — not the lower premium — is usually the better value for that level of care.
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