Debt Consolidation Calculator
Compare your current payments to a single consolidation loan and find the savings.
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How it works
Consolidation rolls several high-rate balances — often credit cards — into one fixed loan, ideally at a lower rate. The win is a single, lower payment, but stretching the term can raise total interest even when the monthly bill drops.
Frequently asked questions
Will consolidating hurt my credit?
It can dip briefly from the hard inquiry and new account, but paying off revolving balances often lowers your credit utilization, which tends to help your score over time.
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